Call reports 2017
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2017
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 603,068,000 | 596,449,000 | 596,249,000 | 606,062,000 |
| Total loans | 257,419,000 | 264,115,000 | 264,775,000 | 254,421,000 |
| Allowance for loan losses | 5,510,000 | 5,608,000 | 5,695,000 | 5,368,000 |
| Securities available for sale | 320,961,000 | 313,016,000 | 301,372,000 | 317,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,913,000 | 519,433,000 | 518,349,000 | 527,421,000 |
| Interest-bearing deposits | 398,815,000 | 384,107,000 | 376,910,000 | 382,123,000 |
| Noninterest-bearing deposits | 131,098,000 | 135,326,000 | 141,439,000 | 145,298,000 |
| Equity capital | 62,627,000 | 64,602,000 | 65,297,000 | 65,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,659,000 | 9,446,000 | 14,227,000 | 19,054,000 |
| Interest expense | 228,000 | 477,000 | 750,000 | 1,027,000 |
| Net interest income | 4,431,000 | 8,969,000 | 13,477,000 | 18,027,000 |
| Noninterest income | 1,094,000 | 2,328,000 | 3,564,000 | 6,040,000 |
| Noninterest expense | 2,736,000 | 5,392,000 | 8,001,000 | 11,209,000 |
| Provision for loan losses | 180,000 | 300,000 | 400,000 | 600,000 |
| Pretax income | 2,609,000 | 5,611,000 | 8,653,000 | 12,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,609,000 | 5,611,000 | 8,653,000 | 12,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,314,000 | 62,531,000 | 63,614,000 | 67,232,000 |
| Total capital | 67,364,000 | 66,638,000 | 67,706,000 | 71,252,000 |
| Risk-weighted assets | 322,529,000 | 327,064,000 | 325,789,000 | 320,255,000 |