Call reports 2016
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2016
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 626,827,000 | 603,512,000 | 592,617,000 | 596,493,000 |
| Total loans | 257,689,000 | 259,522,000 | 261,338,000 | 263,158,000 |
| Allowance for loan losses | 4,548,000 | 4,570,000 | 4,970,000 | 5,352,000 |
| Securities available for sale | 345,386,000 | 323,656,000 | 303,734,000 | 302,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,220,000 | 525,892,000 | 516,662,000 | 525,266,000 |
| Interest-bearing deposits | 401,302,000 | 387,929,000 | 380,246,000 | 389,112,000 |
| Noninterest-bearing deposits | 147,918,000 | 137,963,000 | 136,416,000 | 136,154,000 |
| Equity capital | 64,466,000 | 64,748,000 | 64,729,000 | 60,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,887,000 | 9,774,000 | 14,491,000 | 19,112,000 |
| Interest expense | 223,000 | 439,000 | 657,000 | 884,000 |
| Net interest income | 4,664,000 | 9,335,000 | 13,834,000 | 18,228,000 |
| Noninterest income | 1,316,000 | 2,468,000 | 3,574,000 | 4,869,000 |
| Noninterest expense | 3,133,000 | 5,991,000 | 8,682,000 | 11,478,000 |
| Provision for loan losses | 145,000 | 385,000 | 770,000 | 1,050,000 |
| Pretax income | 2,830,000 | 5,571,000 | 8,119,000 | 10,732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,830,000 | 5,571,000 | 8,119,000 | 10,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,091,000 | 59,190,000 | 59,917,000 | 62,530,000 |
| Total capital | 64,167,000 | 63,259,000 | 63,929,000 | 66,572,000 |
| Risk-weighted assets | 325,584,000 | 325,037,000 | 319,986,000 | 322,044,000 |