Call reports 2015
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2015
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 669,823,000 | 670,720,000 | 657,074,000 | 655,513,000 |
| Total loans | 262,099,000 | 264,547,000 | 264,851,000 | 260,073,000 |
| Allowance for loan losses | 4,403,000 | 4,404,000 | 4,403,000 | 4,414,000 |
| Securities available for sale | 370,828,000 | 371,910,000 | 361,873,000 | 371,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,705,000 | 587,843,000 | 581,206,000 | 551,715,000 |
| Interest-bearing deposits | 410,716,000 | 396,623,000 | 387,837,000 | 397,940,000 |
| Noninterest-bearing deposits | 181,989,000 | 191,220,000 | 193,369,000 | 153,775,000 |
| Equity capital | 59,708,000 | 57,054,000 | 58,782,000 | 62,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,247,000 | 10,347,000 | 15,389,000 | 20,428,000 |
| Interest expense | 221,000 | 438,000 | 653,000 | 871,000 |
| Net interest income | 5,026,000 | 9,909,000 | 14,736,000 | 19,557,000 |
| Noninterest income | 1,221,000 | 2,356,000 | 3,496,000 | 4,931,000 |
| Noninterest expense | 2,983,000 | 5,964,000 | 9,015,000 | 11,859,000 |
| Provision for loan losses | -520,000 | -520,000 | -495,000 | -410,000 |
| Pretax income | 3,798,000 | 6,873,000 | 10,011,000 | 13,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,798,000 | 6,873,000 | 10,011,000 | 13,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,684,000 | 54,640,000 | 55,755,000 | 59,082,000 |
| Total capital | 58,882,000 | 58,868,000 | 60,082,000 | 63,349,000 |
| Risk-weighted assets | 335,654,000 | 338,047,000 | 346,082,000 | 341,213,000 |