Call reports 2014
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2014
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 586,246,000 | 608,344,000 | 604,866,000 | 663,404,000 |
| Total loans | 228,590,000 | 254,600,000 | 258,627,000 | 270,275,000 |
| Allowance for loan losses | 4,046,000 | 4,099,000 | 4,269,000 | 4,407,000 |
| Securities available for sale | 323,871,000 | 323,056,000 | 320,928,000 | 356,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,674,000 | 525,984,000 | 540,370,000 | 589,291,000 |
| Interest-bearing deposits | 364,563,000 | 358,476,000 | 364,455,000 | 406,348,000 |
| Noninterest-bearing deposits | 171,111,000 | 167,508,000 | 175,915,000 | 182,943,000 |
| Equity capital | 46,255,000 | 50,035,000 | 52,221,000 | 56,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,794,000 | 9,761,000 | 14,929,000 | 20,211,000 |
| Interest expense | 229,000 | 469,000 | 700,000 | 923,000 |
| Net interest income | 4,565,000 | 9,292,000 | 14,229,000 | 19,288,000 |
| Noninterest income | 1,222,000 | 2,649,000 | 3,948,000 | 5,284,000 |
| Noninterest expense | 2,726,000 | 5,536,000 | 8,266,000 | 11,073,000 |
| Provision for loan losses | 40,000 | 130,000 | 330,000 | 370,000 |
| Pretax income | 3,021,000 | 6,275,000 | 9,582,000 | 13,130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,021,000 | 6,275,000 | 9,582,000 | 13,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,764,000 | 46,822,000 | 48,898,000 | 52,446,000 |
| Total capital | 49,428,000 | 50,921,000 | 53,014,000 | 56,771,000 |
| Risk-weighted assets | 293,269,000 | 329,672,000 | 329,153,000 | 345,904,000 |