Call reports 2013
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2013
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 508,802,000 | 506,279,000 | 541,164,000 | 581,347,000 |
| Total loans | 210,723,000 | 218,500,000 | 227,031,000 | 228,758,000 |
| Allowance for loan losses | 3,846,000 | 3,850,000 | 3,923,000 | 4,018,000 |
| Securities available for sale | 276,307,000 | 266,242,000 | 270,188,000 | 311,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,416,000 | 457,887,000 | 497,490,000 | 533,921,000 |
| Interest-bearing deposits | 313,991,000 | 315,613,000 | 331,169,000 | 353,545,000 |
| Noninterest-bearing deposits | 145,425,000 | 142,274,000 | 166,321,000 | 180,376,000 |
| Equity capital | 44,398,000 | 40,599,000 | 39,864,000 | 42,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,261,000 | 8,564,000 | 12,965,000 | 17,701,000 |
| Interest expense | 238,000 | 475,000 | 706,000 | 939,000 |
| Net interest income | 4,023,000 | 8,089,000 | 12,259,000 | 16,762,000 |
| Noninterest income | 1,111,000 | 2,299,000 | 3,562,000 | 4,868,000 |
| Noninterest expense | 2,369,000 | 4,668,000 | 7,185,000 | 10,155,000 |
| Provision for loan losses | 0 | -164,000 | -129,000 | -159,000 |
| Pretax income | 2,919,000 | 6,038,000 | 8,919,000 | 11,788,000 |
| Income tax | 186,000 | -122,000 | -122,000 | -122,000 |
| Net income | 2,733,000 | 6,160,000 | 9,041,000 | 11,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,369,000 | 40,738,000 | 40,972,000 | 43,841,000 |
| Total capital | 42,614,000 | 44,091,000 | 44,490,000 | 47,495,000 |
| Risk-weighted assets | 258,992,000 | 267,721,000 | 281,069,000 | 291,940,000 |