Call reports 2012
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2012
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 483,130,000 | 468,798,000 | 473,293,000 | 496,751,000 |
| Total loans | 198,784,000 | 211,702,000 | 211,779,000 | 212,082,000 |
| Allowance for loan losses | 4,109,000 | 3,962,000 | 3,978,000 | 3,850,000 |
| Securities available for sale | 253,264,000 | 236,437,000 | 241,032,000 | 255,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,448,000 | 422,389,000 | 424,602,000 | 440,077,000 |
| Interest-bearing deposits | 312,053,000 | 280,606,000 | 282,895,000 | 286,059,000 |
| Noninterest-bearing deposits | 127,395,000 | 141,783,000 | 141,707,000 | 154,018,000 |
| Equity capital | 38,195,000 | 39,988,000 | 41,439,000 | 43,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,359,000 | 8,869,000 | 13,334,000 | 17,672,000 |
| Interest expense | 314,000 | 618,000 | 884,000 | 1,134,000 |
| Net interest income | 4,045,000 | 8,251,000 | 12,450,000 | 16,538,000 |
| Noninterest income | 891,000 | 1,926,000 | 2,865,000 | 3,942,000 |
| Noninterest expense | 2,134,000 | 4,371,000 | 6,597,000 | 8,861,000 |
| Provision for loan losses | 30,000 | -120,000 | -120,000 | -230,000 |
| Pretax income | 2,842,000 | 6,080,000 | 8,992,000 | 12,003,000 |
| Income tax | 111,000 | 239,000 | 359,000 | 475,000 |
| Net income | 2,731,000 | 5,841,000 | 8,633,000 | 11,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,258,000 | 34,558,000 | 34,703,000 | 37,596,000 |
| Total capital | 36,382,000 | 37,745,000 | 37,887,000 | 40,809,000 |
| Risk-weighted assets | 248,897,000 | 254,151,000 | 253,950,000 | 256,395,000 |