Call reports 2011
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2011
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 405,463,000 | 403,558,000 | 424,441,000 | 467,132,000 |
| Total loans | 172,780,000 | 181,157,000 | 187,248,000 | 197,744,000 |
| Allowance for loan losses | 3,216,000 | 3,432,000 | 3,781,000 | 4,057,000 |
| Securities available for sale | 213,373,000 | 190,312,000 | 210,553,000 | 243,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,313,000 | 366,234,000 | 384,673,000 | 417,393,000 |
| Interest-bearing deposits | 286,913,000 | 277,753,000 | 280,572,000 | 291,948,000 |
| Noninterest-bearing deposits | 76,400,000 | 88,481,000 | 104,101,000 | 125,445,000 |
| Equity capital | 30,336,000 | 32,438,000 | 34,646,000 | 37,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,029,000 | 8,100,000 | 12,296,000 | 16,677,000 |
| Interest expense | 464,000 | 884,000 | 1,301,000 | 1,657,000 |
| Net interest income | 3,565,000 | 7,216,000 | 10,995,000 | 15,020,000 |
| Noninterest income | 616,000 | 1,409,000 | 2,153,000 | 2,863,000 |
| Noninterest expense | 1,971,000 | 3,975,000 | 6,060,000 | 8,185,000 |
| Provision for loan losses | 200,000 | 500,000 | 850,000 | 1,150,000 |
| Pretax income | 2,014,000 | 4,302,000 | 6,456,000 | 8,807,000 |
| Income tax | 31,000 | 64,000 | 97,000 | 131,000 |
| Net income | 1,983,000 | 4,238,000 | 6,359,000 | 8,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,310,000 | 28,728,000 | 28,921,000 | 31,237,000 |
| Total capital | 31,039,000 | 31,549,000 | 31,783,000 | 34,269,000 |
| Risk-weighted assets | 217,862,000 | 225,065,000 | 228,020,000 | 241,575,000 |