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Call reports 2010

AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2010

What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/52365634-26d6-4b8b-9d2e-b49db6f2720a/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets345,739,000340,429,000372,263,000392,769,000
Total loans145,245,000156,332,000162,327,000172,311,000
Allowance for loan losses3,005,0003,261,0003,014,0003,249,000
Securities available for sale172,228,000162,392,000171,687,000201,962,000
Securities held to maturity0000
Trading assets0000
Total deposits315,952,000310,102,000340,653,000348,685,000
Interest-bearing deposits262,970,000257,740,000276,690,000272,812,000
Noninterest-bearing deposits52,982,00052,362,00063,963,00075,873,000
Equity capital25,520,00026,276,00027,140,00026,876,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income3,662,0007,380,00011,268,00015,298,000
Interest expense657,0001,261,0001,862,0002,417,000
Net interest income3,005,0006,119,0009,406,00012,881,000
Noninterest income685,0001,377,0002,075,0002,723,000
Noninterest expense1,922,0003,823,0005,841,0007,888,000
Provision for loan losses335,000659,000909,0001,151,000
Pretax income1,455,0003,220,0005,083,0007,173,000
Income tax22,00048,00076,000107,000
Net income1,433,0003,172,0005,007,0007,066,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital22,062,00022,796,00023,031,00026,615,000
Total capital24,332,00025,184,00025,547,00029,303,000
Risk-weighted assets180,881,000190,184,000200,772,000214,461,000

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