Call reports 2016
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA — 2016
What SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 661,050,000 | 663,976,000 | 663,086,000 | 665,016,000 |
| Total loans | 363,447,000 | 363,410,000 | 367,441,000 | 380,357,000 |
| Allowance for loan losses | 5,462,000 | 5,473,000 | 5,064,000 | 4,959,000 |
| Securities available for sale | 219,938,000 | 233,405,000 | 219,587,000 | 209,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,634,000 | 520,646,000 | 514,447,000 | 521,633,000 |
| Interest-bearing deposits | 439,899,000 | 435,476,000 | 453,441,000 | 458,045,000 |
| Noninterest-bearing deposits | 82,735,000 | 85,170,000 | 61,006,000 | 63,588,000 |
| Equity capital | 81,670,000 | 81,498,000 | 82,233,000 | 79,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,972,000 | 9,941,000 | 14,849,000 | 19,561,000 |
| Interest expense | 418,000 | 850,000 | 1,293,000 | 1,748,000 |
| Net interest income | 4,554,000 | 9,091,000 | 13,556,000 | 17,813,000 |
| Noninterest income | 1,717,000 | 3,470,000 | 5,111,000 | 6,736,000 |
| Noninterest expense | 4,042,000 | 8,191,000 | 12,401,000 | 16,681,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 2,227,000 | 4,364,000 | 6,224,000 | 7,870,000 |
| Income tax | 802,000 | 1,571,000 | 2,241,000 | 1,049,000 |
| Net income | 1,425,000 | 2,793,000 | 3,983,000 | 6,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,144,000 | 79,470,000 | 80,093,000 | 81,260,000 |
| Total capital | 85,465,000 | 84,897,000 | 85,157,000 | 86,219,000 |
| Risk-weighted assets | 425,615,000 | 434,090,000 | 435,502,000 | 453,834,000 |