Call reports 2015
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA — 2015
What SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 661,273,000 | 657,393,000 | 658,868,000 | 650,680,000 |
| Total loans | 353,908,000 | 360,955,000 | 359,014,000 | 363,235,000 |
| Allowance for loan losses | 5,582,000 | 5,586,000 | 5,682,000 | 5,478,000 |
| Securities available for sale | 230,030,000 | 224,168,000 | 224,563,000 | 220,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,566,000 | 508,510,000 | 506,887,000 | 508,514,000 |
| Interest-bearing deposits | 441,302,000 | 430,578,000 | 428,781,000 | 429,694,000 |
| Noninterest-bearing deposits | 80,264,000 | 77,932,000 | 78,106,000 | 78,820,000 |
| Equity capital | 81,424,000 | 80,236,000 | 82,146,000 | 79,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,056,000 | 10,088,000 | 15,053,000 | 20,063,000 |
| Interest expense | 388,000 | 771,000 | 1,172,000 | 1,580,000 |
| Net interest income | 4,668,000 | 9,317,000 | 13,881,000 | 18,483,000 |
| Noninterest income | 1,635,000 | 3,302,000 | 5,006,000 | 6,653,000 |
| Noninterest expense | 4,009,000 | 8,001,000 | 12,071,000 | 16,303,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 2,219,000 | 4,760,000 | 6,883,000 | 8,900,000 |
| Income tax | 799,000 | 1,714,000 | 2,478,000 | 3,020,000 |
| Net income | 1,420,000 | 3,046,000 | 4,405,000 | 5,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,382,000 | 79,800,000 | 80,908,000 | 78,770,000 |
| Total capital | 84,765,000 | 85,219,000 | 86,300,000 | 84,169,000 |
| Risk-weighted assets | 430,473,000 | 433,334,000 | 431,102,000 | 431,800,000 |