Call reports 2014
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA — 2014
What SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 676,866,000 | 667,756,000 | 659,606,000 | 641,170,000 |
| Total loans | 359,416,000 | 360,109,000 | 357,514,000 | 361,397,000 |
| Allowance for loan losses | 5,545,000 | 5,689,000 | 5,757,000 | 5,838,000 |
| Securities available for sale | 235,559,000 | 236,822,000 | 234,440,000 | 217,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,057,000 | 528,800,000 | 521,430,000 | 509,530,000 |
| Interest-bearing deposits | 467,535,000 | 458,694,000 | 451,265,000 | 438,481,000 |
| Noninterest-bearing deposits | 71,522,000 | 70,106,000 | 70,165,000 | 71,049,000 |
| Equity capital | 76,468,000 | 77,611,000 | 79,053,000 | 79,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,204,000 | 10,416,000 | 15,642,000 | 20,754,000 |
| Interest expense | 444,000 | 868,000 | 1,282,000 | 1,686,000 |
| Net interest income | 4,760,000 | 9,548,000 | 14,360,000 | 19,068,000 |
| Noninterest income | 1,609,000 | 3,194,000 | 4,802,000 | 6,449,000 |
| Noninterest expense | 3,990,000 | 7,927,000 | 11,867,000 | 16,084,000 |
| Provision for loan losses | 210,000 | 420,000 | 525,000 | 630,000 |
| Pretax income | 2,169,000 | 4,864,000 | 7,239,000 | 9,245,000 |
| Income tax | 781,000 | 1,771,000 | 2,626,000 | 3,294,000 |
| Net income | 1,388,000 | 3,093,000 | 4,613,000 | 5,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,986,000 | 76,853,000 | 77,852,000 | 77,904,000 |
| Total capital | 81,633,000 | 81,560,000 | 82,468,000 | 82,536,000 |
| Risk-weighted assets | 370,825,000 | 379,688,000 | 368,060,000 | 369,278,000 |