Call reports 2013
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA — 2013
What SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 685,932,000 | 669,322,000 | 666,841,000 | 665,782,000 |
| Total loans | 356,705,000 | 365,188,000 | 365,405,000 | 360,474,000 |
| Allowance for loan losses | 5,747,000 | 5,497,000 | 5,548,000 | 5,583,000 |
| Securities available for sale | 240,765,000 | 235,358,000 | 221,515,000 | 230,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,103,000 | 533,390,000 | 526,144,000 | 527,442,000 |
| Interest-bearing deposits | 502,014,000 | 491,501,000 | 465,432,000 | 460,662,000 |
| Noninterest-bearing deposits | 44,089,000 | 41,889,000 | 60,712,000 | 66,780,000 |
| Equity capital | 77,243,000 | 75,666,000 | 74,992,000 | 74,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,213,000 | 10,336,000 | 15,416,000 | 20,594,000 |
| Interest expense | 637,000 | 1,188,000 | 1,718,000 | 2,218,000 |
| Net interest income | 4,576,000 | 9,148,000 | 13,698,000 | 18,376,000 |
| Noninterest income | 1,729,000 | 3,363,000 | 4,845,000 | 6,383,000 |
| Noninterest expense | 3,984,000 | 7,899,000 | 11,794,000 | 15,629,000 |
| Provision for loan losses | 285,000 | 570,000 | 855,000 | 1,140,000 |
| Pretax income | 2,036,000 | 4,188,000 | 5,491,000 | 7,587,000 |
| Income tax | 732,000 | 1,507,000 | 1,976,000 | 2,695,000 |
| Net income | 1,304,000 | 2,681,000 | 3,515,000 | 4,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,883,000 | 75,459,000 | 76,119,000 | 76,480,000 |
| Total capital | 79,561,000 | 80,154,000 | 80,799,000 | 81,099,000 |
| Risk-weighted assets | 372,402,000 | 378,587,000 | 373,367,000 | 371,513,000 |