Call reports 2012
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA — 2012
What SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 677,052,000 | 676,888,000 | 668,145,000 | 662,447,000 |
| Total loans | 342,199,000 | 335,086,000 | 341,557,000 | 358,046,000 |
| Allowance for loan losses | 5,002,000 | 5,147,000 | 5,346,000 | 5,486,000 |
| Securities available for sale | 260,074,000 | 241,328,000 | 250,772,000 | 231,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,056,000 | 535,550,000 | 527,235,000 | 528,771,000 |
| Interest-bearing deposits | 482,915,000 | 482,951,000 | 479,018,000 | 471,797,000 |
| Noninterest-bearing deposits | 56,142,000 | 52,599,000 | 48,217,000 | 56,974,000 |
| Equity capital | 74,159,000 | 75,494,000 | 77,299,000 | 76,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,893,000 | 11,663,000 | 17,163,000 | 22,512,000 |
| Interest expense | 928,000 | 1,783,000 | 2,561,000 | 3,237,000 |
| Net interest income | 4,965,000 | 9,880,000 | 14,602,000 | 19,275,000 |
| Noninterest income | 1,674,000 | 3,419,000 | 5,099,000 | 7,277,000 |
| Noninterest expense | 3,903,000 | 7,802,000 | 11,679,000 | 15,737,000 |
| Provision for loan losses | 288,000 | 572,000 | 858,000 | 1,143,000 |
| Pretax income | 2,449,000 | 4,926,000 | 7,401,000 | 9,940,000 |
| Income tax | 860,000 | 1,727,000 | 2,594,000 | 3,550,000 |
| Net income | 1,589,000 | 3,199,000 | 4,807,000 | 6,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,950,000 | 72,783,000 | 74,393,000 | 73,682,000 |
| Total capital | 76,505,000 | 77,268,000 | 78,958,000 | 78,354,000 |
| Risk-weighted assets | 363,213,000 | 357,397,000 | 364,278,000 | 372,156,000 |