Call reports 2011
SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA — 2011
What SOUTH SIDE TRUST & SAVINGS BANK OF PEORIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 657,192,000 | 666,987,000 | 664,418,000 | 668,261,000 |
| Total loans | 359,261,000 | 362,236,000 | 355,662,000 | 349,243,000 |
| Allowance for loan losses | 4,433,000 | 4,630,000 | 4,743,000 | 4,900,000 |
| Securities available for sale | 212,329,000 | 228,255,000 | 225,313,000 | 235,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,258,000 | 539,280,000 | 532,528,000 | 535,414,000 |
| Interest-bearing deposits | 502,247,000 | 486,639,000 | 486,131,000 | 484,460,000 |
| Noninterest-bearing deposits | 31,011,000 | 52,641,000 | 46,397,000 | 50,954,000 |
| Equity capital | 68,089,000 | 70,467,000 | 72,969,000 | 72,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,340,000 | 12,793,000 | 19,248,000 | 25,363,000 |
| Interest expense | 1,366,000 | 2,633,000 | 3,804,000 | 4,873,000 |
| Net interest income | 4,974,000 | 10,160,000 | 15,444,000 | 20,490,000 |
| Noninterest income | 1,434,000 | 2,950,000 | 4,560,000 | 6,343,000 |
| Noninterest expense | 3,691,000 | 7,732,000 | 11,622,000 | 15,580,000 |
| Provision for loan losses | 285,000 | 570,000 | 850,000 | 1,120,000 |
| Pretax income | 2,432,000 | 4,836,000 | 7,789,000 | 10,399,000 |
| Income tax | 827,000 | 1,642,000 | 2,646,000 | 3,649,000 |
| Net income | 1,605,000 | 3,194,000 | 5,143,000 | 6,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,062,000 | 68,192,000 | 70,141,000 | 70,511,000 |
| Total capital | 71,495,000 | 72,822,000 | 74,774,000 | 75,128,000 |
| Risk-weighted assets | 374,314,000 | 381,721,000 | 370,513,000 | 368,285,000 |