Call reports 2026
OHNWARD BANK & TRUST — 2026
What OHNWARD BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 489,249,000 | 499,085,000 |
| Total loans | 380,799,000 | 392,399,000 |
| Allowance for loan losses | 4,135,000 | 4,325,000 |
| Securities available for sale | 82,398,000 | 81,780,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 408,837,000 | 417,632,000 |
| Interest-bearing deposits | 346,652,000 | 360,361,000 |
| Noninterest-bearing deposits | 62,185,000 | 57,271,000 |
| Equity capital | 59,356,000 | 60,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,850,000 | 14,049,000 |
| Interest expense | 2,323,000 | 4,757,000 |
| Net interest income | 4,527,000 | 9,292,000 |
| Noninterest income | 500,000 | 1,021,000 |
| Noninterest expense | 2,754,000 | 5,635,000 |
| Provision for loan losses | 140,000 | 330,000 |
| Pretax income | 2,125,000 | 4,356,000 |
| Income tax | 462,000 | 953,000 |
| Net income | 1,663,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,310,000 | 62,600,000 |
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