Call reports 2025
OHNWARD BANK & TRUST — 2025
What OHNWARD BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 457,255,000 | 459,480,000 | 477,113,000 | 481,985,000 |
| Total loans | 342,384,000 | 350,339,000 | 356,083,000 | 367,840,000 |
| Allowance for loan losses | 3,533,000 | 3,604,000 | 3,792,000 | 4,021,000 |
| Securities available for sale | 82,290,000 | 81,785,000 | 80,413,000 | 80,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,538,000 | 380,428,000 | 399,409,000 | 403,770,000 |
| Interest-bearing deposits | 318,243,000 | 323,457,000 | 341,738,000 | 347,445,000 |
| Noninterest-bearing deposits | 67,295,000 | 56,971,000 | 57,671,000 | 56,325,000 |
| Equity capital | 52,692,000 | 54,268,000 | 56,612,000 | 58,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,148,000 | 12,645,000 | 19,462,000 | 26,462,000 |
| Interest expense | 2,371,000 | 4,779,000 | 7,285,000 | 9,792,000 |
| Net interest income | 3,777,000 | 7,866,000 | 12,177,000 | 16,670,000 |
| Noninterest income | 332,000 | 677,000 | 1,034,000 | 1,654,000 |
| Noninterest expense | 2,491,000 | 5,041,000 | 7,601,000 | 10,353,000 |
| Provision for loan losses | 75,000 | 150,000 | 345,000 | 570,000 |
| Pretax income | 1,540,000 | 3,319,000 | 5,221,000 | 7,360,000 |
| Income tax | 348,000 | 754,000 | 1,188,000 | 1,693,000 |
| Net income | 1,192,000 | 2,565,000 | 4,033,000 | 5,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,072,000 | 56,995,000 | 58,462,000 | 59,647,000 |
Machine access — free, no API key
Every figure shown here about OHNWARD BANK & TRUST — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.