Call reports 2022
OHNWARD BANK & TRUST — 2022
What OHNWARD BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 377,265,000 | 394,347,000 | 393,861,000 | 391,537,000 |
| Total loans | 264,229,000 | 265,541,000 | 280,087,000 | 293,336,000 |
| Allowance for loan losses | 3,332,000 | 3,389,000 | 3,426,000 | 2,888,000 |
| Securities available for sale | 92,049,000 | 87,781,000 | 81,538,000 | 72,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,481,000 | 331,819,000 | 325,397,000 | 310,367,000 |
| Interest-bearing deposits | 240,468,000 | 251,358,000 | 246,572,000 | 242,248,000 |
| Noninterest-bearing deposits | 67,013,000 | 80,461,000 | 78,825,000 | 68,119,000 |
| Equity capital | 41,821,000 | 40,416,000 | 39,086,000 | 41,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 6,963,000 | 10,908,000 | 15,253,000 |
| Interest expense | 335,000 | 638,000 | 1,092,000 | 1,868,000 |
| Net interest income | 3,075,000 | 6,325,000 | 9,816,000 | 13,385,000 |
| Noninterest income | 414,000 | 793,000 | 1,122,000 | 1,447,000 |
| Noninterest expense | 2,035,000 | 4,049,000 | 6,114,000 | 8,196,000 |
| Provision for loan losses | 45,000 | 90,000 | 136,000 | -398,000 |
| Pretax income | 1,397,000 | 2,964,000 | 4,673,000 | 6,310,000 |
| Income tax | 318,000 | 678,000 | 1,074,000 | 1,454,000 |
| Net income | 1,079,000 | 2,286,000 | 3,599,000 | 4,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,305,000 | 46,163,000 | 47,476,000 | 48,383,000 |
| Total capital | — | — | — | 51,271,000 |
| Risk-weighted assets | — | — | — | 362,907,000 |