Call reports 2021
OHNWARD BANK & TRUST — 2021
What OHNWARD BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 367,342,000 | 374,367,000 | 397,856,000 | 387,426,000 |
| Total loans | 257,174,000 | 238,045,000 | 242,232,000 | 245,889,000 |
| Allowance for loan losses | 3,178,000 | 3,225,000 | 3,275,000 | 3,324,000 |
| Securities available for sale | 59,721,000 | 66,278,000 | 78,816,000 | 96,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,308,000 | 304,857,000 | 321,130,000 | 318,746,000 |
| Interest-bearing deposits | 234,247,000 | 238,240,000 | 255,112,000 | 251,669,000 |
| Noninterest-bearing deposits | 65,061,000 | 66,617,000 | 66,018,000 | 67,077,000 |
| Equity capital | 43,438,000 | 44,246,000 | 45,218,000 | 45,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,324,000 | 6,799,000 | 10,174,000 | 13,559,000 |
| Interest expense | 479,000 | 921,000 | 1,356,000 | 1,772,000 |
| Net interest income | 2,845,000 | 5,878,000 | 8,818,000 | 11,787,000 |
| Noninterest income | 993,000 | 1,726,000 | 2,293,000 | 2,772,000 |
| Noninterest expense | 2,449,000 | 4,768,000 | 6,915,000 | 9,020,000 |
| Provision for loan losses | 45,000 | 91,000 | 137,000 | 182,000 |
| Pretax income | 1,344,000 | 2,745,000 | 4,070,000 | 5,372,000 |
| Income tax | 307,000 | 630,000 | 933,000 | 1,224,000 |
| Net income | 1,037,000 | 2,115,000 | 3,137,000 | 4,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,815,000 | 42,544,000 | 43,566,000 | 44,226,000 |