Call reports 2015
OHNWARD BANK & TRUST — 2015
What OHNWARD BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 225,246,000 | 222,318,000 | 224,648,000 | 228,967,000 |
| Total loans | 165,137,000 | 164,080,000 | 168,441,000 | 166,227,000 |
| Allowance for loan losses | 1,780,000 | 1,771,000 | 1,752,000 | 1,735,000 |
| Securities available for sale | 36,674,000 | 34,907,000 | 34,314,000 | 34,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,893,000 | 180,570,000 | 176,635,000 | 185,103,000 |
| Interest-bearing deposits | 161,798,000 | 156,870,000 | 153,979,000 | 159,947,000 |
| Noninterest-bearing deposits | 21,095,000 | 23,700,000 | 22,656,000 | 25,156,000 |
| Equity capital | 26,662,000 | 27,040,000 | 27,667,000 | 28,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,485,000 | 6,754,000 | 8,949,000 |
| Interest expense | 346,000 | 700,000 | 1,060,000 | 1,419,000 |
| Net interest income | 1,911,000 | 3,785,000 | 5,694,000 | 7,530,000 |
| Noninterest income | 201,000 | 431,000 | 660,000 | 874,000 |
| Noninterest expense | 1,321,000 | 2,647,000 | 3,985,000 | 5,293,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 791,000 | 1,569,000 | 2,369,000 | 3,111,000 |
| Income tax | 256,000 | 508,000 | 767,000 | 1,006,000 |
| Net income | 535,000 | 1,061,000 | 1,602,000 | 2,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,737,000 | 25,294,000 | 25,839,000 | 26,346,000 |
| Total capital | 26,517,000 | 27,065,000 | 27,591,000 | 28,081,000 |
| Risk-weighted assets | 188,388,000 | 185,308,000 | 193,355,000 | 189,973,000 |
Machine access — free, no API key
Every figure shown here about OHNWARD BANK & TRUST — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.