Call reports 2014
OHNWARD BANK & TRUST — 2014
What OHNWARD BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 208,576,000 | 217,391,000 | 218,688,000 | 228,919,000 |
| Total loans | 152,971,000 | 160,856,000 | 163,427,000 | 167,269,000 |
| Allowance for loan losses | 1,903,000 | 1,892,000 | 1,872,000 | 1,779,000 |
| Securities available for sale | 36,487,000 | 36,590,000 | 36,030,000 | 35,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,252,000 | 179,363,000 | 177,301,000 | 187,644,000 |
| Interest-bearing deposits | 147,086,000 | 154,887,000 | 155,225,000 | 165,768,000 |
| Noninterest-bearing deposits | 21,166,000 | 24,476,000 | 22,076,000 | 21,876,000 |
| Equity capital | 24,410,000 | 25,027,000 | 25,580,000 | 26,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,354,000 | 6,586,000 | 8,830,000 |
| Interest expense | 297,000 | 614,000 | 942,000 | 1,294,000 |
| Net interest income | 1,877,000 | 3,740,000 | 5,644,000 | 7,536,000 |
| Noninterest income | 150,000 | 358,000 | 554,000 | 769,000 |
| Noninterest expense | 1,326,000 | 2,614,000 | 3,874,000 | 5,315,000 |
| Provision for loan losses | 25,000 | 26,000 | 26,000 | 26,000 |
| Pretax income | 676,000 | 1,458,000 | 2,298,000 | 2,964,000 |
| Income tax | 209,000 | 459,000 | 733,000 | 915,000 |
| Net income | 467,000 | 999,000 | 1,565,000 | 2,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,513,000 | 23,056,000 | 23,630,000 | 24,123,000 |
| Total capital | 24,416,000 | 24,948,000 | 25,502,000 | 25,902,000 |
| Risk-weighted assets | 167,933,000 | 177,337,000 | 179,957,000 | 184,033,000 |
Machine access — free, no API key
Every figure shown here about OHNWARD BANK & TRUST — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.