Call reports 2008
OHNWARD BANK & TRUST — 2008
What OHNWARD BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,606,000 | 105,763,000 | 109,440,000 | 114,228,000 |
| Total loans | 74,277,000 | 73,458,000 | 78,039,000 | 80,744,000 |
| Allowance for loan losses | 700,000 | 739,000 | 760,000 | 778,000 |
| Securities available for sale | 22,727,000 | 22,174,000 | 22,102,000 | 22,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,794,000 | 85,072,000 | 86,519,000 | 94,113,000 |
| Interest-bearing deposits | 78,702,000 | 76,029,000 | 77,579,000 | 82,112,000 |
| Noninterest-bearing deposits | 8,092,000 | 9,043,000 | 8,940,000 | 12,000,000 |
| Equity capital | 11,713,000 | 11,719,000 | 12,054,000 | 12,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,677,000 | 3,298,000 | 4,942,000 | 6,586,000 |
| Interest expense | 796,000 | 1,482,000 | 2,104,000 | 2,712,000 |
| Net interest income | 881,000 | 1,816,000 | 2,838,000 | 3,874,000 |
| Noninterest income | 118,000 | 237,000 | 359,000 | 505,000 |
| Noninterest expense | 617,000 | 1,235,000 | 1,892,000 | 2,606,000 |
| Provision for loan losses | 18,000 | 36,000 | 55,000 | 73,000 |
| Pretax income | 364,000 | 782,000 | 1,250,000 | 1,700,000 |
| Income tax | 109,000 | 240,000 | 388,000 | 529,000 |
| Net income | 255,000 | 542,000 | 862,000 | 1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,470,000 | 10,762,000 | 11,087,000 | 11,399,000 |
| Total capital | 11,170,000 | 11,501,000 | 11,847,000 | 12,177,000 |
| Risk-weighted assets | 82,358,000 | 81,809,000 | 86,312,000 | 89,144,000 |
Machine access — free, no API key
Every figure shown here about OHNWARD BANK & TRUST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.