Call reports 2026
FIRST NATIONAL BANK OF ORWELL — 2026
What FIRST NATIONAL BANK OF ORWELL reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 90,103,000 | 91,503,000 |
| Total loans | 68,820,000 | 68,040,000 |
| Allowance for loan losses | 905,000 | 912,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 79,466,000 | 80,526,000 |
| Interest-bearing deposits | 57,789,000 | 60,083,000 |
| Noninterest-bearing deposits | 21,677,000 | 20,443,000 |
| Equity capital | 10,497,000 | 10,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,369,000 | 2,746,000 |
| Interest expense | 392,000 | 780,000 |
| Net interest income | 977,000 | 1,966,000 |
| Noninterest income | 80,000 | 148,000 |
| Noninterest expense | 625,000 | 1,274,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 432,000 | 840,000 |
| Income tax | 89,000 | 173,000 |
| Net income | 343,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,497,000 | 10,446,000 |