Call reports 2009
FIRST NATIONAL BANK OF ORWELL — 2009
What FIRST NATIONAL BANK OF ORWELL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,959,000 | 38,087,000 | 40,268,000 | 41,174,000 |
| Total loans | 32,398,000 | 34,311,000 | 33,465,000 | 33,411,000 |
| Allowance for loan losses | 328,000 | 329,000 | 335,000 | 337,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,543,000 | 34,617,000 | 36,779,000 | 37,636,000 |
| Interest-bearing deposits | 27,102,000 | 27,948,000 | 29,178,000 | 28,843,000 |
| Noninterest-bearing deposits | 6,441,000 | 6,669,000 | 7,601,000 | 8,793,000 |
| Equity capital | 3,079,000 | 3,091,000 | 3,162,000 | 3,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,181,000 | 1,768,000 | 2,352,000 |
| Interest expense | 159,000 | 326,000 | 493,000 | 641,000 |
| Net interest income | 411,000 | 855,000 | 1,275,000 | 1,711,000 |
| Noninterest income | 62,000 | 102,000 | 166,000 | 226,000 |
| Noninterest expense | 404,000 | 819,000 | 1,204,000 | 1,583,000 |
| Provision for loan losses | 23,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 46,000 | 115,000 | 214,000 | 331,000 |
| Income tax | 11,000 | 30,000 | 58,000 | 109,000 |
| Net income | 35,000 | 85,000 | 156,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,079,000 | 3,091,000 | 3,162,000 | 3,191,000 |
| Total capital | 3,385,000 | 3,409,000 | 3,476,000 | 3,505,000 |
| Risk-weighted assets | 24,425,000 | 25,405,000 | 25,115,000 | 25,128,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF ORWELL — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.