Call reports 2007
FIRST NATIONAL BANK OF ORWELL — 2007
What FIRST NATIONAL BANK OF ORWELL reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,532,000 | 29,996,000 | 32,027,000 | 33,051,000 |
| Total loans | 23,831,000 | 25,703,000 | 26,519,000 | 26,072,000 |
| Allowance for loan losses | 207,000 | 227,000 | 249,000 | 268,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,368,000 | 26,768,000 | 28,759,000 | 29,739,000 |
| Interest-bearing deposits | 18,852,000 | 19,864,000 | 20,287,000 | 21,868,000 |
| Noninterest-bearing deposits | 6,516,000 | 6,904,000 | 8,472,000 | 7,871,000 |
| Equity capital | 2,779,000 | 2,801,000 | 2,850,000 | 2,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 914,000 | 1,426,000 | 1,970,000 |
| Interest expense | 135,000 | 281,000 | 441,000 | 611,000 |
| Net interest income | 309,000 | 633,000 | 985,000 | 1,359,000 |
| Noninterest income | 63,000 | 126,000 | 200,000 | 271,000 |
| Noninterest expense | 383,000 | 718,000 | 1,084,000 | 1,438,000 |
| Provision for loan losses | 0 | -1,000 | -1,000 | 0 |
| Pretax income | -11,000 | 42,000 | 102,000 | 192,000 |
| Income tax | 0 | 11,000 | 22,000 | 51,000 |
| Net income | -11,000 | 31,000 | 80,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,779,000 | 2,801,000 | 2,850,000 | 2,873,000 |
| Total capital | 2,986,000 | 3,028,000 | 3,099,000 | 3,134,000 |
| Risk-weighted assets | 19,132,000 | 20,369,000 | 20,953,000 | 20,872,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF ORWELL — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.