Call reports 2025
BANK OF YATES CITY — 2025
What BANK OF YATES CITY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 91,061,000 | 88,065,000 | 88,875,000 | 88,620,000 |
| Total loans | 63,279,000 | 62,297,000 | 62,464,000 | 61,978,000 |
| Allowance for loan losses | 992,000 | 941,000 | 798,000 | 906,000 |
| Securities available for sale | 13,043,000 | 17,474,000 | 17,594,000 | 18,853,000 |
| Securities held to maturity | 547,000 | 547,000 | 547,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,260,000 | 80,147,000 | 80,423,000 | 80,061,000 |
| Interest-bearing deposits | 68,128,000 | 67,486,000 | 67,615,000 | 65,663,000 |
| Noninterest-bearing deposits | 15,132,000 | 12,661,000 | 12,808,000 | 14,398,000 |
| Equity capital | 7,088,000 | 7,186,000 | 7,676,000 | 7,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,150,000 | 3,261,000 | 4,378,000 |
| Interest expense | 333,000 | 665,000 | 981,000 | 1,271,000 |
| Net interest income | 729,000 | 1,485,000 | 2,280,000 | 3,107,000 |
| Noninterest income | 48,000 | 98,000 | 150,000 | 205,000 |
| Noninterest expense | 563,000 | 1,193,000 | 1,834,000 | 2,510,000 |
| Provision for loan losses | 25,000 | 25,000 | 170,000 | 250,000 |
| Pretax income | 187,000 | 365,000 | 419,000 | 547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 365,000 | 419,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,069,000 | 8,227,000 | 8,281,000 | 8,369,000 |