Call reports 2024
BANK OF YATES CITY — 2024
What BANK OF YATES CITY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 82,336,000 | 82,416,000 | 84,894,000 | 87,507,000 |
| Total loans | 66,227,000 | 66,632,000 | 68,284,000 | 66,704,000 |
| Allowance for loan losses | 1,000,000 | 974,000 | 944,000 | 972,000 |
| Securities available for sale | 11,564,000 | 11,368,000 | 11,431,000 | 10,938,000 |
| Securities held to maturity | 592,000 | 592,000 | 592,000 | 547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,214,000 | 74,050,000 | 77,143,000 | 80,087,000 |
| Interest-bearing deposits | 62,986,000 | 62,454,000 | 64,019,000 | 65,372,000 |
| Noninterest-bearing deposits | 12,228,000 | 11,596,000 | 13,124,000 | 14,715,000 |
| Equity capital | 6,393,000 | 6,633,000 | 7,051,000 | 6,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 2,022,000 | 3,053,000 | 4,120,000 |
| Interest expense | 293,000 | 585,000 | 894,000 | 1,223,000 |
| Net interest income | 692,000 | 1,437,000 | 2,159,000 | 2,897,000 |
| Noninterest income | 53,000 | 112,000 | 166,000 | 233,000 |
| Noninterest expense | 559,000 | 1,153,000 | 1,743,000 | 2,424,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 150,000 |
| Pretax income | 187,000 | 391,000 | 480,000 | 557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 187,000 | 391,000 | 480,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,643,000 | 7,827,000 | 7,915,000 | 7,882,000 |