Call reports 2023
BANK OF YATES CITY — 2023
What BANK OF YATES CITY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 85,043,000 | 86,137,000 | 85,928,000 | 84,036,000 |
| Total loans | 62,430,000 | 65,227,000 | 67,495,000 | 67,471,000 |
| Allowance for loan losses | 931,000 | 952,000 | 1,003,000 | 993,000 |
| Securities available for sale | 17,518,000 | 16,157,000 | 12,917,000 | 12,073,000 |
| Securities held to maturity | 1,637,000 | 1,637,000 | 1,636,000 | 592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,417,000 | 76,931,000 | 74,799,000 | 75,436,000 |
| Interest-bearing deposits | 62,447,000 | 63,764,000 | 62,805,000 | 62,503,000 |
| Noninterest-bearing deposits | 13,970,000 | 13,167,000 | 11,994,000 | 12,933,000 |
| Equity capital | 5,875,000 | 5,955,000 | 5,827,000 | 6,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,703,000 | 2,662,000 | 3,653,000 |
| Interest expense | 126,000 | 323,000 | 583,000 | 865,000 |
| Net interest income | 687,000 | 1,380,000 | 2,079,000 | 2,788,000 |
| Noninterest income | 45,000 | 93,000 | 141,000 | 196,000 |
| Noninterest expense | 550,000 | 1,112,000 | 1,674,000 | 2,288,000 |
| Provision for loan losses | 0 | 15,000 | 73,000 | 73,000 |
| Pretax income | 170,000 | 340,000 | 418,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 340,000 | 418,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,213,000 | 7,364,000 | 7,441,000 | 7,455,000 |
| Total capital | — | 8,164,000 | 8,277,000 | 8,287,000 |
| Risk-weighted assets | — | 63,883,000 | 66,734,000 | 66,426,000 |