Call reports 2022
BANK OF YATES CITY — 2022
What BANK OF YATES CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,646,000 | 80,526,000 | 78,729,000 | 80,982,000 |
| Total loans | 49,883,000 | 52,174,000 | 55,690,000 | 58,809,000 |
| Allowance for loan losses | 734,000 | 708,000 | 722,000 | 745,000 |
| Securities available for sale | 19,210,000 | 18,458,000 | 17,758,000 | 17,360,000 |
| Securities held to maturity | 1,639,000 | 1,639,000 | 1,638,000 | 1,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,633,000 | 74,179,000 | 71,928,000 | 74,330,000 |
| Interest-bearing deposits | 62,453,000 | 61,966,000 | 61,004,000 | 61,657,000 |
| Noninterest-bearing deposits | 13,180,000 | 12,213,000 | 10,924,000 | 12,673,000 |
| Equity capital | 6,374,000 | 5,727,000 | 5,600,000 | 5,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,300,000 | 2,038,000 | 2,806,000 |
| Interest expense | 63,000 | 127,000 | 198,000 | 281,000 |
| Net interest income | 575,000 | 1,173,000 | 1,840,000 | 2,525,000 |
| Noninterest income | 43,000 | 108,000 | 158,000 | 210,000 |
| Noninterest expense | 485,000 | 992,000 | 1,538,000 | 2,120,000 |
| Provision for loan losses | 10,000 | 30,000 | 57,000 | 72,000 |
| Pretax income | 138,000 | 274,000 | 418,000 | 553,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 274,000 | 418,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,984,000 | 7,100,000 | 7,243,000 | 7,223,000 |