Call reports 2021
BANK OF YATES CITY — 2021
What BANK OF YATES CITY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 76,414,000 | 75,010,000 | 74,844,000 | 77,320,000 |
| Total loans | 50,283,000 | 50,107,000 | 50,882,000 | 49,892,000 |
| Allowance for loan losses | 728,000 | 697,000 | 704,000 | 709,000 |
| Securities available for sale | 18,258,000 | 19,148,000 | 17,697,000 | 17,120,000 |
| Securities held to maturity | 2,040,000 | 2,038,000 | 2,036,000 | 1,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,840,000 | 67,227,000 | 66,640,000 | 69,694,000 |
| Interest-bearing deposits | 57,092,000 | 57,195,000 | 56,720,000 | 58,736,000 |
| Noninterest-bearing deposits | 10,748,000 | 10,032,000 | 9,920,000 | 10,958,000 |
| Equity capital | 6,668,000 | 6,836,000 | 7,153,000 | 6,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,302,000 | 1,982,000 | 3,040,000 |
| Interest expense | 99,000 | 183,000 | 252,000 | 317,000 |
| Net interest income | 540,000 | 1,119,000 | 1,730,000 | 2,723,000 |
| Noninterest income | 75,000 | 227,000 | 464,000 | 214,000 |
| Noninterest expense | 477,000 | 974,000 | 1,534,000 | 2,092,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 70,000 |
| Pretax income | 138,000 | 302,000 | 590,000 | 790,000 |
| Income tax | 0 | 0 | 0 | 27,000 |
| Net income | 138,000 | 302,000 | 590,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,466,000 | 6,610,000 | 6,899,000 | 6,861,000 |