Call reports 2020
BANK OF YATES CITY — 2020
What BANK OF YATES CITY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 69,263,000 | 72,311,000 | 71,131,000 | 72,097,000 |
| Total loans | 47,052,000 | 47,320,000 | 47,932,000 | 46,872,000 |
| Allowance for loan losses | 903,000 | 792,000 | 707,000 | 723,000 |
| Securities available for sale | 13,223,000 | 15,512,000 | 16,336,000 | 17,556,000 |
| Securities held to maturity | 1,787,000 | 1,785,000 | 1,783,000 | 1,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,297,000 | 63,982,000 | 62,781,000 | 63,714,000 |
| Interest-bearing deposits | 53,400,000 | 54,542,000 | 53,883,000 | 54,933,000 |
| Noninterest-bearing deposits | 7,897,000 | 9,440,000 | 8,898,000 | 8,781,000 |
| Equity capital | 6,224,000 | 6,614,000 | 6,600,000 | 6,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,356,000 | 2,035,000 | 2,702,000 |
| Interest expense | 130,000 | 259,000 | 383,000 | 497,000 |
| Net interest income | 566,000 | 1,097,000 | 1,652,000 | 2,205,000 |
| Noninterest income | 26,000 | 76,000 | 130,000 | 185,000 |
| Noninterest expense | 536,000 | 1,030,000 | 1,556,000 | 2,073,000 |
| Provision for loan losses | 350,000 | 350,000 | 515,000 | 515,000 |
| Pretax income | -294,000 | -207,000 | -289,000 | -198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -294,000 | -207,000 | -289,000 | -198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,238,000 | 6,315,000 | 6,233,000 | 6,328,000 |
| Total capital | 6,801,000 | — | — | — |
| Risk-weighted assets | 44,661,000 | — | — | — |