Call reports 2019
BANK OF YATES CITY — 2019
What BANK OF YATES CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 69,107,000 | 69,636,000 | 70,725,000 | 69,572,000 |
| Total loans | 49,892,000 | 50,444,000 | 50,372,000 | 48,869,000 |
| Allowance for loan losses | 796,000 | 812,000 | 897,000 | 764,000 |
| Securities available for sale | 14,194,000 | 14,215,000 | 14,025,000 | 13,448,000 |
| Securities held to maturity | 1,796,000 | 1,793,000 | 1,792,000 | 1,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,194,000 | 59,585,000 | 60,417,000 | 60,309,000 |
| Interest-bearing deposits | 52,823,000 | 52,421,000 | 53,461,000 | 51,779,000 |
| Noninterest-bearing deposits | 7,371,000 | 7,164,000 | 6,956,000 | 8,530,000 |
| Equity capital | 6,058,000 | 6,400,000 | 6,482,000 | 6,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,412,000 | 2,146,000 | 2,859,000 |
| Interest expense | 112,000 | 238,000 | 376,000 | 509,000 |
| Net interest income | 581,000 | 1,174,000 | 1,770,000 | 2,350,000 |
| Noninterest income | 49,000 | 100,000 | 149,000 | 189,000 |
| Noninterest expense | 537,000 | 1,040,000 | 1,567,000 | 2,047,000 |
| Provision for loan losses | 35,000 | 65,000 | 148,000 | 218,000 |
| Pretax income | 58,000 | 169,000 | 204,000 | 274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 169,000 | 204,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,401,000 | 6,491,000 | 6,527,000 | 6,532,000 |
| Total capital | 6,986,000 | 7,079,000 | 7,114,000 | 7,133,000 |
| Risk-weighted assets | 46,592,000 | 46,820,000 | 46,659,000 | 47,882,000 |