Call reports 2018
BANK OF YATES CITY — 2018
What BANK OF YATES CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,662,000 | 66,153,000 | 65,276,000 | 67,897,000 |
| Total loans | 43,724,000 | 44,083,000 | 44,605,000 | 48,651,000 |
| Allowance for loan losses | 670,000 | 678,000 | 717,000 | 745,000 |
| Securities available for sale | 15,076,000 | 15,266,000 | 14,947,000 | 14,736,000 |
| Securities held to maturity | 2,275,000 | 2,272,000 | 2,270,000 | 1,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,266,000 | 59,689,000 | 58,716,000 | 60,308,000 |
| Interest-bearing deposits | 52,903,000 | 52,092,000 | 51,260,000 | 49,938,000 |
| Noninterest-bearing deposits | 7,363,000 | 7,596,000 | 7,456,000 | 10,370,000 |
| Equity capital | 5,637,000 | 5,711,000 | 5,723,000 | 5,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,282,000 | 1,949,000 | 2,623,000 |
| Interest expense | 82,000 | 166,000 | 257,000 | 349,000 |
| Net interest income | 536,000 | 1,116,000 | 1,692,000 | 2,274,000 |
| Noninterest income | 55,000 | 108,000 | 169,000 | 238,000 |
| Noninterest expense | 554,000 | 1,040,000 | 1,585,000 | 2,087,000 |
| Provision for loan losses | 60,000 | 80,000 | 100,000 | 184,000 |
| Pretax income | -23,000 | 104,000 | 176,000 | 241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | 104,000 | 176,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,264,000 | 6,358,000 | 6,409,000 | 6,343,000 |
| Total capital | 6,805,000 | 6,884,000 | 6,957,000 | 6,917,000 |
| Risk-weighted assets | 43,117,000 | 42,055,000 | 43,661,000 | 45,757,000 |