Call reports 2017
BANK OF YATES CITY — 2017
What BANK OF YATES CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,207,000 | 68,758,000 | 67,881,000 | 65,802,000 |
| Total loans | 43,604,000 | 44,624,000 | 45,072,000 | 44,150,000 |
| Allowance for loan losses | 427,000 | 462,000 | 523,000 | 618,000 |
| Securities available for sale | 18,915,000 | 17,376,000 | 15,970,000 | 15,527,000 |
| Securities held to maturity | 3,259,000 | 3,391,000 | 3,386,000 | 2,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,670,000 | 60,473,000 | 59,479,000 | 58,965,000 |
| Interest-bearing deposits | 55,555,000 | 52,541,000 | 51,497,000 | 51,392,000 |
| Noninterest-bearing deposits | 8,115,000 | 7,932,000 | 7,982,000 | 7,573,000 |
| Equity capital | 5,882,000 | 6,167,000 | 6,159,000 | 5,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,316,000 | 1,982,000 | 2,663,000 |
| Interest expense | 91,000 | 182,000 | 269,000 | 358,000 |
| Net interest income | 565,000 | 1,134,000 | 1,713,000 | 2,305,000 |
| Noninterest income | 64,000 | 126,000 | 182,000 | 248,000 |
| Noninterest expense | 552,000 | 1,023,000 | 1,587,000 | 2,093,000 |
| Provision for loan losses | 55,000 | 130,000 | 205,000 | 319,000 |
| Pretax income | 22,000 | 100,000 | 95,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 100,000 | 95,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,343,000 | 6,400,000 | 6,395,000 | 6,313,000 |
| Total capital | 6,770,000 | 6,862,000 | 6,918,000 | 6,848,000 |
| Risk-weighted assets | 44,919,000 | 45,291,000 | 44,510,000 | 42,665,000 |