Call reports 2016
BANK OF YATES CITY — 2016
What BANK OF YATES CITY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,958,000 | 66,540,000 | 67,985,000 | 69,683,000 |
| Total loans | 43,400,000 | 43,592,000 | 42,911,000 | 42,430,000 |
| Allowance for loan losses | 382,000 | 392,000 | 406,000 | 418,000 |
| Securities available for sale | 8,730,000 | 11,546,000 | 15,439,000 | 19,584,000 |
| Securities held to maturity | 4,611,000 | 4,098,000 | 2,440,000 | 2,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,804,000 | 59,312,000 | 60,876,000 | 63,223,000 |
| Interest-bearing deposits | 50,899,000 | 52,398,000 | 53,474,000 | 53,805,000 |
| Noninterest-bearing deposits | 6,905,000 | 6,914,000 | 7,402,000 | 9,418,000 |
| Equity capital | 6,525,000 | 6,547,000 | 6,391,000 | 5,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,216,000 | 1,856,000 | 2,499,000 |
| Interest expense | 78,000 | 168,000 | 261,000 | 353,000 |
| Net interest income | 510,000 | 1,048,000 | 1,595,000 | 2,146,000 |
| Noninterest income | 64,000 | 134,000 | 207,000 | 276,000 |
| Noninterest expense | 520,000 | 1,055,000 | 1,617,000 | 2,135,000 |
| Provision for loan losses | 75,000 | 135,000 | 200,000 | 275,000 |
| Pretax income | -21,000 | 9,000 | 18,000 | 45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | 9,000 | 18,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,404,000 | 6,419,000 | 6,427,000 | 6,357,000 |
| Total capital | 6,786,000 | 6,811,000 | 6,833,000 | 6,775,000 |
| Risk-weighted assets | 41,952,000 | 42,195,000 | 43,192,000 | 43,997,000 |