Call reports 2015
BANK OF YATES CITY — 2015
What BANK OF YATES CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,115,000 | 62,083,000 | 61,924,000 | 63,670,000 |
| Total loans | 42,479,000 | 43,774,000 | 44,057,000 | 43,534,000 |
| Allowance for loan losses | 279,000 | 298,000 | 300,000 | 349,000 |
| Securities available for sale | 8,058,000 | 8,012,000 | 7,709,000 | 7,656,000 |
| Securities held to maturity | 7,801,000 | 6,787,000 | 6,076,000 | 4,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,949,000 | 54,189,000 | 54,625,000 | 56,524,000 |
| Interest-bearing deposits | 47,794,000 | 47,770,000 | 48,002,000 | 48,851,000 |
| Noninterest-bearing deposits | 7,155,000 | 6,419,000 | 6,623,000 | 7,673,000 |
| Equity capital | 6,580,000 | 6,602,000 | 6,651,000 | 6,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,254,000 | 1,897,000 | 2,536,000 |
| Interest expense | 67,000 | 137,000 | 210,000 | 285,000 |
| Net interest income | 555,000 | 1,117,000 | 1,687,000 | 2,251,000 |
| Noninterest income | 58,000 | 118,000 | 185,000 | 252,000 |
| Noninterest expense | 512,000 | 1,027,000 | 1,525,000 | 2,058,000 |
| Provision for loan losses | 50,000 | 105,000 | 170,000 | 255,000 |
| Pretax income | 51,000 | 103,000 | 177,000 | 190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 103,000 | 177,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,425,000 | 6,458,000 | 6,531,000 | 6,424,000 |
| Total capital | 6,704,000 | 6,756,000 | 6,831,000 | 6,773,000 |
| Risk-weighted assets | 43,852,000 | 43,230,000 | 43,903,000 | 42,540,000 |