Call reports 2014
BANK OF YATES CITY — 2014
What BANK OF YATES CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,826,000 | 64,064,000 | 64,361,000 | 61,767,000 |
| Total loans | 37,723,000 | 39,305,000 | 40,987,000 | 41,860,000 |
| Allowance for loan losses | 291,000 | 292,000 | 299,000 | 283,000 |
| Securities available for sale | 10,481,000 | 10,421,000 | 9,357,000 | 8,090,000 |
| Securities held to maturity | 10,279,000 | 10,168,000 | 10,127,000 | 8,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,781,000 | 55,857,000 | 54,414,000 | 54,082,000 |
| Interest-bearing deposits | 48,874,000 | 48,050,000 | 46,318,000 | 46,224,000 |
| Noninterest-bearing deposits | 8,907,000 | 7,807,000 | 8,096,000 | 7,858,000 |
| Equity capital | 6,498,000 | 6,529,000 | 6,626,000 | 6,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,225,000 | 1,876,000 | 2,525,000 |
| Interest expense | 73,000 | 145,000 | 218,000 | 288,000 |
| Net interest income | 527,000 | 1,080,000 | 1,658,000 | 2,237,000 |
| Noninterest income | 62,000 | 125,000 | 192,000 | 259,000 |
| Noninterest expense | 539,000 | 1,082,000 | 1,585,000 | 2,150,000 |
| Provision for loan losses | 0 | 5,000 | 25,000 | 55,000 |
| Pretax income | 50,000 | 118,000 | 240,000 | 291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 118,000 | 240,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,319,000 | 6,367,000 | 6,489,000 | 6,400,000 |
| Total capital | 6,610,000 | 6,659,000 | 6,788,000 | 6,683,000 |
| Risk-weighted assets | 40,837,000 | 41,485,000 | 42,989,000 | 42,419,000 |