Call reports 2013
BANK OF YATES CITY — 2013
What BANK OF YATES CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 63,655,000 | 62,850,000 | 63,504,000 | 62,694,000 |
| Total loans | 31,062,000 | 33,418,000 | 35,120,000 | 37,078,000 |
| Allowance for loan losses | 343,000 | 316,000 | 316,000 | 291,000 |
| Securities available for sale | 14,734,000 | 14,543,000 | 13,754,000 | 11,525,000 |
| Securities held to maturity | 10,783,000 | 10,673,000 | 10,133,000 | 10,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,603,000 | 54,960,000 | 55,158,000 | 54,825,000 |
| Interest-bearing deposits | 49,558,000 | 48,343,000 | 46,813,000 | 47,607,000 |
| Noninterest-bearing deposits | 7,045,000 | 6,617,000 | 8,345,000 | 7,218,000 |
| Equity capital | 6,570,000 | 6,519,000 | 6,426,000 | 6,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,129,000 | 1,727,000 | 2,330,000 |
| Interest expense | 92,000 | 179,000 | 260,000 | 338,000 |
| Net interest income | 464,000 | 950,000 | 1,467,000 | 1,992,000 |
| Noninterest income | 54,000 | 113,000 | 198,000 | 266,000 |
| Noninterest expense | 487,000 | 955,000 | 1,425,000 | 1,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 108,000 | 240,000 | 320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 108,000 | 240,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,126,000 | 6,183,000 | 6,315,000 | 6,269,000 |
| Total capital | 6,469,000 | 6,499,000 | 6,631,000 | 6,560,000 |
| Risk-weighted assets | 37,137,000 | 38,715,000 | 38,673,000 | 39,695,000 |