Call reports 2012
BANK OF YATES CITY — 2012
What BANK OF YATES CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,660,000 | 60,141,000 | 61,223,000 | 60,566,000 |
| Total loans | 26,604,000 | 27,457,000 | 28,775,000 | 29,549,000 |
| Allowance for loan losses | 310,000 | 319,000 | 317,000 | 321,000 |
| Securities available for sale | 11,312,000 | 14,702,000 | 15,172,000 | 15,082,000 |
| Securities held to maturity | 11,638,000 | 12,137,000 | 11,617,000 | 10,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,769,000 | 51,598,000 | 54,131,000 | 53,528,000 |
| Interest-bearing deposits | 46,769,000 | 46,233,000 | 46,296,000 | 47,155,000 |
| Noninterest-bearing deposits | 6,000,000 | 5,365,000 | 7,835,000 | 6,373,000 |
| Equity capital | 6,468,000 | 6,587,000 | 6,623,000 | 6,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,120,000 | 1,692,000 | 2,259,000 |
| Interest expense | 119,000 | 233,000 | 345,000 | 451,000 |
| Net interest income | 440,000 | 887,000 | 1,347,000 | 1,808,000 |
| Noninterest income | 60,000 | 120,000 | 181,000 | 243,000 |
| Noninterest expense | 427,000 | 909,000 | 1,405,000 | 1,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 98,000 | 123,000 | 140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 98,000 | 123,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,048,000 | 6,073,000 | 6,098,000 | 6,095,000 |
| Total capital | 6,358,000 | 6,392,000 | 6,415,000 | 6,416,000 |
| Risk-weighted assets | 33,360,000 | 33,998,000 | 35,066,000 | 35,665,000 |