Call reports 2011
BANK OF YATES CITY — 2011
What BANK OF YATES CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,612,000 | 54,053,000 | 54,570,000 | 55,762,000 |
| Total loans | 26,233,000 | 27,052,000 | 27,850,000 | 27,333,000 |
| Allowance for loan losses | 332,000 | 330,000 | 317,000 | 307,000 |
| Securities available for sale | 12,229,000 | 12,348,000 | 11,937,000 | 11,911,000 |
| Securities held to maturity | 11,474,000 | 12,447,000 | 12,427,000 | 11,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,262,000 | 46,254,000 | 46,655,000 | 48,911,000 |
| Interest-bearing deposits | 41,077,000 | 41,217,000 | 41,058,000 | 43,868,000 |
| Noninterest-bearing deposits | 8,185,000 | 5,037,000 | 5,597,000 | 5,043,000 |
| Equity capital | 5,958,000 | 6,199,000 | 6,446,000 | 6,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,140,000 | 1,734,000 | 2,324,000 |
| Interest expense | 142,000 | 274,000 | 400,000 | 522,000 |
| Net interest income | 419,000 | 866,000 | 1,334,000 | 1,802,000 |
| Noninterest income | 63,000 | 106,000 | 165,000 | 226,000 |
| Noninterest expense | 382,000 | 753,000 | 1,162,000 | 1,565,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 78,000 | 197,000 | 315,000 | 441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 197,000 | 315,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,844,000 | 5,962,000 | 5,975,000 |
| Total capital | 6,096,000 | 6,174,000 | 6,279,000 | 6,282,000 |
| Risk-weighted assets | 31,990,000 | 32,170,000 | 32,565,000 | 32,753,000 |