Call reports 2026
EXCHANGE BANK OF ALABAMA, THE — 2026
What EXCHANGE BANK OF ALABAMA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 395,319,000 | 392,537,000 |
| Total loans | 205,141,000 | 207,850,000 |
| Allowance for loan losses | 2,617,000 | 2,630,000 |
| Securities available for sale | 123,561,000 | 126,823,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 340,899,000 | 336,397,000 |
| Interest-bearing deposits | 208,872,000 | 203,985,000 |
| Noninterest-bearing deposits | 132,027,000 | 132,412,000 |
| Equity capital | 51,375,000 | 53,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,657,000 | 9,389,000 |
| Interest expense | 1,025,000 | 2,096,000 |
| Net interest income | 3,632,000 | 7,293,000 |
| Noninterest income | 350,000 | 706,000 |
| Noninterest expense | 2,441,000 | 4,875,000 |
| Provision for loan losses | 70,000 | 100,000 |
| Pretax income | 1,471,000 | 3,024,000 |
| Income tax | 312,000 | 636,000 |
| Net income | 1,159,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 60,890,000 | 62,012,000 |
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