Call reports 2018
EXCHANGE BANK OF ALABAMA, THE — 2018
What EXCHANGE BANK OF ALABAMA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 283,725,000 | 280,757,000 | 280,188,000 | 281,004,000 |
| Total loans | 179,829,000 | 184,982,000 | 188,332,000 | 191,087,000 |
| Allowance for loan losses | 2,186,000 | 2,175,000 | 2,252,000 | 2,285,000 |
| Securities available for sale | 79,326,000 | 78,312,000 | 75,542,000 | 75,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,812,000 | 240,081,000 | 238,981,000 | 232,757,000 |
| Interest-bearing deposits | 205,212,000 | 201,005,000 | 199,144,000 | 193,784,000 |
| Noninterest-bearing deposits | 38,600,000 | 39,076,000 | 39,837,000 | 38,973,000 |
| Equity capital | 36,135,000 | 36,767,000 | 37,153,000 | 38,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,682,000 | 5,426,000 | 8,205,000 | 11,120,000 |
| Interest expense | 300,000 | 606,000 | 921,000 | 1,275,000 |
| Net interest income | 2,382,000 | 4,820,000 | 7,284,000 | 9,845,000 |
| Noninterest income | 522,000 | 1,018,000 | 1,453,000 | 1,924,000 |
| Noninterest expense | 2,003,000 | 3,846,000 | 5,711,000 | 7,560,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 130,000 |
| Pretax income | 904,000 | 1,994,000 | 2,956,000 | 4,080,000 |
| Income tax | 149,000 | 445,000 | 621,000 | 833,000 |
| Net income | 755,000 | 1,549,000 | 2,335,000 | 3,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,462,000 | 38,256,000 | 38,842,000 | 39,754,000 |
| Total capital | 39,648,000 | 40,431,000 | 41,094,000 | 42,039,000 |
| Risk-weighted assets | 197,806,000 | 202,038,000 | 201,189,000 | 201,386,000 |