Call reports 2017
EXCHANGE BANK OF ALABAMA, THE — 2017
What EXCHANGE BANK OF ALABAMA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 285,319,000 | 284,918,000 | 284,168,000 | 279,827,000 |
| Total loans | 170,911,000 | 180,981,000 | 182,892,000 | 181,726,000 |
| Allowance for loan losses | 2,213,000 | 2,200,000 | 2,219,000 | 2,218,000 |
| Securities available for sale | 71,542,000 | 77,180,000 | 77,834,000 | 79,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,516,000 | 246,628,000 | 244,868,000 | 236,802,000 |
| Interest-bearing deposits | 205,965,000 | 205,539,000 | 206,408,000 | 200,693,000 |
| Noninterest-bearing deposits | 42,551,000 | 41,089,000 | 38,460,000 | 36,109,000 |
| Equity capital | 34,212,000 | 35,335,000 | 35,833,000 | 36,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,462,000 | 5,041,000 | 7,712,000 | 10,431,000 |
| Interest expense | 276,000 | 562,000 | 860,000 | 1,154,000 |
| Net interest income | 2,186,000 | 4,479,000 | 6,852,000 | 9,277,000 |
| Noninterest income | 389,000 | 895,000 | 1,308,000 | 1,955,000 |
| Noninterest expense | 1,888,000 | 3,648,000 | 5,435,000 | 7,403,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 687,000 | 1,733,000 | 2,748,000 | 3,662,000 |
| Income tax | 237,000 | 588,000 | 860,000 | 827,000 |
| Net income | 450,000 | 1,145,000 | 1,888,000 | 2,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,630,000 | 35,326,000 | 35,909,000 | 36,927,000 |
| Total capital | 36,843,000 | 37,526,000 | 38,128,000 | 39,145,000 |
| Risk-weighted assets | 186,244,000 | 198,507,000 | 199,163,000 | 197,657,000 |