Call reports 2012
WEST COAST BANK — 2012
What WEST COAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,403,930,000 | 2,402,856,000 | 2,470,331,000 | 2,482,246,000 |
| Total loans | 1,472,150,000 | 1,495,797,000 | 1,490,767,000 | 1,494,929,000 |
| Allowance for loan losses | 33,854,000 | 33,132,000 | 31,457,000 | 29,448,000 |
| Securities available for sale | 667,200,000 | 705,552,000 | 789,326,000 | 768,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,328,000 | 1,324,000 | 0 | 0 |
| Total deposits | 1,904,382,000 | 1,886,258,000 | 1,938,644,000 | 1,946,281,000 |
| Interest-bearing deposits | 1,554,268,000 | 1,547,910,000 | 1,598,160,000 | 1,527,828,000 |
| Noninterest-bearing deposits | 350,114,000 | 338,348,000 | 340,484,000 | 418,453,000 |
| Equity capital | 358,458,000 | 365,798,000 | 374,769,000 | 376,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 23,636,000 | 46,836,000 | 69,833,000 | 92,499,000 |
| Interest expense | 891,000 | 1,657,000 | 2,394,000 | 3,090,000 |
| Net interest income | 22,745,000 | 45,179,000 | 67,439,000 | 89,409,000 |
| Noninterest income | 6,945,000 | 14,254,000 | 21,641,000 | 28,042,000 |
| Noninterest expense | 20,351,000 | 41,069,000 | 61,757,000 | 81,338,000 |
| Provision for loan losses | 80,000 | -400,000 | -1,056,000 | -1,081,000 |
| Pretax income | 9,357,000 | 19,090,000 | 28,705,000 | 37,520,000 |
| Income tax | 3,293,000 | 6,718,000 | 10,102,000 | 12,936,000 |
| Net income | 6,064,000 | 12,372,000 | 18,603,000 | 24,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,806,000 | 357,115,000 | 363,354,000 | 367,320,000 |
| Total capital | 373,309,000 | 380,005,000 | 386,404,000 | 390,427,000 |
| Risk-weighted assets | 1,788,161,000 | 1,820,162,000 | 1,834,771,000 | 1,841,347,000 |