Call reports 2011
WEST COAST BANK — 2011
What WEST COAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,446,906,000 | 2,458,268,000 | 2,516,335,000 | 2,424,832,000 |
| Total loans | 1,537,114,000 | 1,521,897,000 | 1,505,625,000 | 1,504,582,000 |
| Allowance for loan losses | 39,692,000 | 38,422,000 | 36,314,000 | 35,212,000 |
| Securities available for sale | 640,636,000 | 757,357,000 | 820,119,000 | 726,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,329,000 | 1,347,000 | 1,271,000 | 1,330,000 |
| Total deposits | 1,940,958,000 | 1,941,357,000 | 2,000,518,000 | 1,925,567,000 |
| Interest-bearing deposits | 1,586,690,000 | 1,605,910,000 | 1,614,754,000 | 1,535,414,000 |
| Noninterest-bearing deposits | 354,268,000 | 335,447,000 | 385,764,000 | 390,153,000 |
| Equity capital | 314,632,000 | 323,631,000 | 334,746,000 | 352,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 25,241,000 | 50,696,000 | 75,726,000 | 99,912,000 |
| Interest expense | 3,130,000 | 5,941,000 | 11,044,000 | 16,744,000 |
| Net interest income | 22,111,000 | 44,755,000 | 64,682,000 | 83,168,000 |
| Noninterest income | 7,771,000 | 14,765,000 | 22,029,000 | 27,677,000 |
| Noninterest expense | 21,763,000 | 44,084,000 | 65,737,000 | 87,917,000 |
| Provision for loan losses | 2,189,000 | 5,544,000 | 6,782,000 | 8,212,000 |
| Pretax income | 6,197,000 | 10,289,000 | 14,713,000 | 15,250,000 |
| Income tax | 849,000 | 36,000 | -2,073,000 | -19,555,000 |
| Net income | 5,348,000 | 10,253,000 | 16,786,000 | 34,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,975,000 | 319,951,000 | 326,728,000 | 342,213,000 |
| Total capital | 338,325,000 | 343,266,000 | 349,926,000 | 365,301,000 |
| Risk-weighted assets | 1,850,895,000 | 1,849,264,000 | 1,842,023,000 | 1,834,165,000 |