Call reports 2010
WEST COAST BANK — 2010
What WEST COAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,666,887,000 | 2,501,169,000 | 2,481,955,000 | 2,456,223,000 |
| Total loans | 1,667,548,000 | 1,604,667,000 | 1,577,306,000 | 1,539,372,000 |
| Allowance for loan losses | 40,446,000 | 43,329,000 | 41,753,000 | 40,217,000 |
| Securities available for sale | 568,481,000 | 643,108,000 | 636,960,000 | 643,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,550,000 | 1,247,000 | 1,316,000 | 1,364,000 |
| Total deposits | 2,085,070,000 | 2,015,995,000 | 1,986,851,000 | 1,952,780,000 |
| Interest-bearing deposits | 1,707,482,000 | 1,674,871,000 | 1,642,997,000 | 1,578,880,000 |
| Noninterest-bearing deposits | 377,588,000 | 341,124,000 | 343,854,000 | 373,900,000 |
| Equity capital | 299,997,000 | 305,656,000 | 312,783,000 | 310,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 27,500,000 | 54,717,000 | 81,145,000 | 106,954,000 |
| Interest expense | 6,295,000 | 13,921,000 | 17,787,000 | 21,126,000 |
| Net interest income | 21,205,000 | 40,796,000 | 63,358,000 | 85,828,000 |
| Noninterest income | 5,033,000 | 13,147,000 | 20,303,000 | 27,766,000 |
| Noninterest expense | 20,315,000 | 42,633,000 | 64,818,000 | 87,746,000 |
| Provision for loan losses | 7,709,000 | 15,302,000 | 17,022,000 | 18,730,000 |
| Pretax income | -1,329,000 | -3,047,000 | 2,766,000 | 8,680,000 |
| Income tax | -660,000 | 1,219,000 | 714,000 | 4,439,000 |
| Net income | -669,000 | -4,266,000 | 2,052,000 | 4,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 298,148,000 | 300,967,000 | 307,343,000 | 309,578,000 |
| Total capital | 322,818,000 | 324,977,000 | 331,153,000 | 332,852,000 |
| Risk-weighted assets | 1,956,989,000 | 1,899,945,000 | 1,885,993,000 | 1,844,128,000 |