Call reports 2012
FIRST NATIONAL BANK OF MINERSVILLE, THE — 2012
What FIRST NATIONAL BANK OF MINERSVILLE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,142,000 | 83,178,000 | 86,661,000 | 84,439,000 |
| Total loans | 41,688,000 | 41,193,000 | 41,056,000 | 40,363,000 |
| Allowance for loan losses | 484,000 | 506,000 | 518,000 | 521,000 |
| Securities available for sale | 13,083,000 | 15,153,000 | 20,256,000 | 17,944,000 |
| Securities held to maturity | 15,293,000 | 11,481,000 | 7,976,000 | 12,687,000 |
| Trading assets | 2,076,000 | 1,844,000 | 1,770,000 | 1,691,000 |
| Total deposits | 75,969,000 | 70,886,000 | 74,133,000 | 72,004,000 |
| Interest-bearing deposits | 62,972,000 | 63,015,000 | 66,252,000 | 64,356,000 |
| Noninterest-bearing deposits | 12,997,000 | 7,871,000 | 7,881,000 | 7,648,000 |
| Equity capital | 12,008,000 | 12,108,000 | 12,243,000 | 12,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,609,000 | 2,378,000 | 3,122,000 |
| Interest expense | 80,000 | 153,000 | 223,000 | 290,000 |
| Net interest income | 739,000 | 1,456,000 | 2,155,000 | 2,832,000 |
| Noninterest income | 136,000 | 213,000 | 365,000 | 471,000 |
| Noninterest expense | 685,000 | 1,326,000 | 1,984,000 | 2,686,000 |
| Provision for loan losses | 24,000 | 44,000 | 56,000 | 56,000 |
| Pretax income | 166,000 | 299,000 | 480,000 | 561,000 |
| Income tax | 39,000 | 74,000 | 158,000 | 182,000 |
| Net income | 127,000 | 225,000 | 322,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,913,000 | 11,962,000 | 12,011,000 | 12,019,000 |
| Total capital | 12,397,000 | 12,468,000 | 12,529,000 | 12,540,000 |
| Risk-weighted assets | 43,788,000 | 42,269,000 | 42,588,000 | 41,673,000 |