Call reports 2011
FIRST NATIONAL BANK OF MINERSVILLE, THE — 2011
What FIRST NATIONAL BANK OF MINERSVILLE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,284,000 | 84,055,000 | 86,684,000 | 83,075,000 |
| Total loans | 42,980,000 | 42,431,000 | 41,880,000 | 41,172,000 |
| Allowance for loan losses | 515,000 | 556,000 | 573,000 | 582,000 |
| Securities available for sale | 11,843,000 | 11,073,000 | 7,684,000 | 10,715,000 |
| Securities held to maturity | 14,785,000 | 12,615,000 | 19,335,000 | 17,955,000 |
| Trading assets | 2,678,000 | 2,572,000 | 2,348,000 | 2,165,000 |
| Total deposits | 72,368,000 | 71,897,000 | 74,591,000 | 71,049,000 |
| Interest-bearing deposits | 64,693,000 | 64,236,000 | 67,032,000 | 63,501,000 |
| Noninterest-bearing deposits | 7,675,000 | 7,661,000 | 7,559,000 | 7,548,000 |
| Equity capital | 11,724,000 | 11,919,000 | 11,947,000 | 11,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,750,000 | 2,595,000 | 3,430,000 |
| Interest expense | 101,000 | 196,000 | 290,000 | 379,000 |
| Net interest income | 790,000 | 1,554,000 | 2,305,000 | 3,051,000 |
| Noninterest income | 73,000 | 202,000 | 253,000 | 314,000 |
| Noninterest expense | 641,000 | 1,226,000 | 1,869,000 | 2,575,000 |
| Provision for loan losses | 12,000 | 36,000 | 52,000 | 64,000 |
| Pretax income | 210,000 | 494,000 | 637,000 | 726,000 |
| Income tax | 30,000 | 76,000 | 148,000 | 212,000 |
| Net income | 180,000 | 418,000 | 489,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,621,000 | 11,806,000 | 11,828,000 | 11,836,000 |
| Total capital | 12,136,000 | 12,362,000 | 12,388,000 | 12,373,000 |
| Risk-weighted assets | 45,672,000 | 45,059,000 | 44,804,000 | 42,929,000 |