Call reports 2025
BANK OF GRAIN VALLEY, THE — 2025
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 110,351,000 | 108,377,000 | 104,617,000 | 107,717,000 |
| Total loans | 68,649,000 | 67,072,000 | 70,173,000 | 68,327,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 19,679,000 | 19,837,000 | 18,967,000 | 18,552,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,599,000 | 84,008,000 | 79,605,000 | 83,191,000 |
| Interest-bearing deposits | 59,434,000 | 54,359,000 | 52,327,000 | 56,246,000 |
| Noninterest-bearing deposits | 27,165,000 | 29,649,000 | 27,278,000 | 26,945,000 |
| Equity capital | 23,572,000 | 24,125,000 | 24,687,000 | 24,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,709,000 | 4,097,000 | 5,474,000 |
| Interest expense | 163,000 | 328,000 | 482,000 | 635,000 |
| Net interest income | 1,178,000 | 2,381,000 | 3,615,000 | 4,839,000 |
| Noninterest income | 16,000 | 28,000 | 51,000 | 63,000 |
| Noninterest expense | 603,000 | 1,227,000 | 1,857,000 | 2,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 591,000 | 1,182,000 | 1,809,000 | 2,340,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 14,000 |
| Net income | 588,000 | 1,175,000 | 1,798,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,150,000 | 24,528,000 | 24,944,000 | 24,522,000 |