Call reports 2023
BANK OF GRAIN VALLEY, THE — 2023
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 111,326,000 | 110,909,000 | 114,769,000 | 111,590,000 |
| Total loans | 71,156,000 | 69,321,000 | 69,645,000 | 69,405,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 20,102,000 | 17,924,000 | 17,800,000 | 18,280,000 |
| Securities held to maturity | 2,999,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,713,000 | 89,276,000 | 92,816,000 | 89,526,000 |
| Interest-bearing deposits | 61,221,000 | 56,936,000 | 62,483,000 | 62,179,000 |
| Noninterest-bearing deposits | 28,492,000 | 32,340,000 | 30,333,000 | 27,347,000 |
| Equity capital | 21,458,000 | 21,409,000 | 21,668,000 | 21,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,521,000 | 3,816,000 | 5,190,000 |
| Interest expense | 141,000 | 294,000 | 452,000 | 609,000 |
| Net interest income | 1,100,000 | 2,227,000 | 3,364,000 | 4,581,000 |
| Noninterest income | 16,000 | 26,000 | 37,000 | 46,000 |
| Noninterest expense | 590,000 | 1,190,000 | 1,755,000 | 2,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 526,000 | 1,063,000 | 1,646,000 | 2,261,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 523,000 | 1,057,000 | 1,637,000 | 2,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,618,000 | 22,736,000 | 23,109,000 | 22,881,000 |