Call reports 2022
BANK OF GRAIN VALLEY, THE — 2022
What BANK OF GRAIN VALLEY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,445,000 | 115,258,000 | 114,910,000 | 114,715,000 |
| Total loans | 71,748,000 | 73,045,000 | 74,549,000 | 71,139,000 |
| Allowance for loan losses | 1,034,000 | 1,034,000 | 1,034,000 | 1,034,000 |
| Securities available for sale | 14,250,000 | 14,894,000 | 17,405,000 | 16,528,000 |
| Securities held to maturity | 3,712,000 | 3,701,000 | 3,691,000 | 3,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,182,000 | 94,257,000 | 93,987,000 | 94,018,000 |
| Interest-bearing deposits | 59,642,000 | 60,993,000 | 62,741,000 | 64,270,000 |
| Noninterest-bearing deposits | 29,540,000 | 33,264,000 | 31,246,000 | 29,748,000 |
| Equity capital | 21,185,000 | 20,874,000 | 20,731,000 | 20,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,038,000 | 3,210,000 | 4,426,000 |
| Interest expense | 49,000 | 98,000 | 148,000 | 224,000 |
| Net interest income | 951,000 | 1,940,000 | 3,062,000 | 4,202,000 |
| Noninterest income | 31,000 | 49,000 | 64,000 | 84,000 |
| Noninterest expense | 528,000 | 1,071,000 | 1,650,000 | 2,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 918,000 | 1,476,000 | 2,020,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 15,000 |
| Net income | 451,000 | 912,000 | 1,466,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,934,000 | 21,979,000 | 22,325,000 | 22,096,000 |